The system takes. We give back. Up to $10k to back your first home.
Shave years off your timeline.
Supercharge your first home
Every time a first home sells, tens of thousands get swallowed up in fees. Normally, it fuels suits and marketing departments.
We thought: what if it fuelled you instead?
So we built Aera Credits - cutting through the fat fees clogging the system and dropping up to $10k back where it belongs: with you.
Turn milestones into money.
You smash milestones, complete learning blocks, and stay on track - we turn that energy and commitment into cold, hard cash.
- Grind the reps: Finish your learning blocks, unlock credits.
- Hit milestones: Each one gets you closer to your today home.
- Cash it in: When you reach settlement with Aera, your Aera Credits are redeemed as real cash - up to $10,000 yours to use however your new home needs it.
That’s not loyalty points. That’s not a free tote bag. That’s up to $10k in real cash, gone from their pockets and handed back to you at settlement.
Why It Matters and How it Works
Because while you're saving, the market is usually climbing 5–6% a year. Sitting still is falling behind. Grind toward your first home, Aera Credits puts up to $10,000 in real cash back in your corner at settlement. Need more convincing why getting there faster matters? Click here to read this.
Use Aera First Home Coaches to find and secure a home for you, and those credits turn into real cash for any settlement needs.
We don’t magic money out of thin air - we split the fees slushing around in the system and redirect up to $10,000 straight to you. Terms apply of course (click here to see them), but the deal is simple: use Aera, hit your milestones, refer people to Aera, and watch the system’s waste back your first home.
JOIN THE AERA FAST TRACK TO ACCESS:
Frequently asked questions
Aera Credits™ are a way for us to give you a first-home boost! They keep you on track and motivate you throughout your entire home buying journey. Credits can be redeemed for up to $10,000 as real cash at settlement, but only when you work with your Aera First Home Coach to find and secure your home. You unlock credits throughout your journey by completing everything inside the Aera app — learning blocks, milestones, and tasks. Credits have no redeemable value until settlement.
Aera Credits are redeemed as real cash at settlement when you work with your Aera First Home Coach to find and secure your first home through Aera. Use it however your new home needs it — pay your lawyer, buy a couch, cover moving costs. You unlock credits throughout your journey by completing everything inside the Aera app. Credits have no redeemable value until settlement and cannot be withdrawn at any other time.
We are on the same team as you and we’re in your corner — so when you join Team Aera and you’re ready to buy, we split all our fees with you. You can cash in your Credits — up to $10,000 — when you work with your Aera First Home Coach to find and secure your home at settlement.
Deposit Credits do not expire as long as you are an active saver and member of Aera, steadily working towards your first home goal. Any unlocked credits have no value other than contributing to your first home deposit at the point of purchase so long as you have utilised the relevant Aera services and all terms and conditions are met.
They may be deemed inactive if you stop saving with us for a period of three months, however may be reactivated again just by starting your savings again and hitting milestones again. We do reserve the right to change the terms and conditions at any time but will always let you know first!
Then when you buy and settle into your new home through Aera, your credits are redeemed as real cash — yours to use however your new home needs it. Credits viewable throughout your journey. If you join as an Aera member, smash everything inside the app, and work with your Aera First Home Coach to find and secure your home — you should be on track to unlock the full $10k at settlement.
At present, your Aera Credits are redeemed as real cash, directly to you, at settlement when you buy your first home through Aera. The reason for this is we get a fee for finding you a home and we split this fee with you.
Not before settlement — Aera Credits can only be redeemed as real cash at settlement, when you buy your first home through Aera. Once settlement is done, the cash is yours to use however your new life needs it.
No. You can use whoever you like, but we’ve created these accounts specially for first home savers to get ahead. And saving at least some of your deposit with Aera helps you build your Credit balance faster.
