MAke this your last diwali as a renter.

Aera's Fast Track gets Melbourne families into a brand-new home, with as low as 5% deposit, up to $10,000 boost, and a team that does the hard part.

One app. One team. One clear path home.

★★★★★

Rated by dozens of very happy first home buyers.

Free & no obligation

Takes 60 seconds

Details stay private

Just a 5%

deposit, not 20%

Up to $10k

boost from Aera

Hundreds

of First Home Buyers

1 hour

and a real coach calls you

Dozens of families have made the move.

Even the ones who were sure they couldn't.

★★★★★

"The team is very transparent in what they do and they made our home buying process seamless. Thanks to Matt & Mike for all their effort."

Natasha
Melbourne CBD

★★★★★

"The coach explained it in plain English, and the app kept everything in one place. No jargon, no runaround, just a clear path to the keys."

Rahul
Craigieburn, VIC

★★★★★

"I assumed I wouldn't qualify on a single income. I was wrong. Honestly the best phone call I ever took."

Sneha
Pakenham, VIC

★★★★★

"We thought we needed $100k saved and another five years of renting. Aera showed us we could move this year, we celebrated Diwali in our own home."

Priya & Arjun
Tarneit, VIC

★★★★★

""It never felt like a sales pitch, it felt like they were on my side. They found properties that aligned with my needs, and in a few weeks I'm moving in!"

Amy-Grace
Craigieburn, VIC

★★★★★

"Such a great service for anyone wanting to learn about buying their first home. Get learning about the steps, connect with one of their coaches, don't wait!"

Haniel Moore
Melbourne CBD

Closer than you've been told.

Even the ones who were sure they couldn't.

5% Deposit

That alone can bring your goal years closer. 75% of Melbourne first home buyers don't know.

$10k Aera boost

Up to $10,000 boost to back your first home though the Fast Track.

$10K FIRST HOME OWNER GRANT

Eligible buyers of a new home in Victoria may also access the First Home Owner Grant.

*The Victorian First Home Owner Grant is a government grant with its own eligibility criteria (new home, value caps and conditions apply) and is provided by the State, not by Aera. Aera Credits/Boost are "up to $10,000," earned and redeemable under Aera's terms; eligibility criteria apply. Aera helps you secure lending and is not itself a lender. This page is general information only, not financial advice.

The old way vs. the Aera way.

Same dream. Two very different roads to your front door.

Without Aera

The long way round

  • Save for years to reach a 20% deposit
  • Navigate banks and paperwork on your own
  • Agents and middlemen each taking a cut
  • Chase homes you can't realistically buy
  • Keep paying off your landlord's mortgage

With Aera

The Fast Track

  • Just a 5% deposit
  • Up to $10,000 boost to back your first home
  • A coach + app secure the lending for you
  • Matched to a home you actually qualify for
  • Move into your own home, this year

The old way vs. the Aera way.

Same dream. Two very different roads to your front door.

Check if you qualify

A few quick questions, 60 seconds, free, no obligation. If it's a fit, a coach calls within the hour.

Get your game plan

Your coach and the app map your path: your deposit boost, your lending, and homes that fit you.

Move in before Diwali

With move-in-ready homes available now, the dream isn't "one day." It's this year.

Could this be your last Diwali as a renter?

Free, about a minute, no obligation.

One app. One team. One clear path home.

FAQs

Do I really only need a 5% deposit?

Yes. Instead of 20%, most people assume. It’s one of the biggest reasons families get in years sooner than expected. Your coach confirms the numbers for your situation.

Is the $10,000 a loan from Aera?

No. The $10,000 boost is to back your first home, in cash at settlement (earned and redeemable under Aera's terms, eligibility criteria apply). And to be clear: Aera helps you secure lending and find the right home, Aera is not itself the lender.

Will checking my eligibility affect my credit score?

No. Answering these questions and chatting with a coach is just a conversation, it has no impact on your credit score. Nothing happens to your finances without your say-so.

What's the catch?

No hidden one. New builds and government grants simply let you buy with a lower deposit. The honest catch is timing: to be home by Diwali, move-in-ready homes need to be secured soon.

Is my information safe?

Yes. Your details are used only to have a coach contact you about your first home. They're kept private and never sold to third parties.